All Nigeria Banks Loan USSD Codes (Without Collateral)

 In this post, I will be sharing some Nigeria banks loan USSD codes to allow you to get easy access to loans without collateral.

Some Nigeria banks allow their customers to get quick loans when they are in need and pay later for a specified period and at some interest rate. Some of the banks offering this service include GTBank, Access, FCMB, Fidelity and Polaris.

Below is a little description of the bank loans and the USSD codes
All Nigeria Banks Loan USSD Codes (Without Collateral)

GTBank QuickCredit

The GTBank instant loan service is tagged QuickCredit. It allows eligible GTBank customers to get money on credit (up to N5million) from the bank when they are in need. Besides, such credit can be paid back over 6 to 12 months with an interest rate of 1.33% monthly.


The requirement needed to apply for QuickCredit loans is only to have an account with GTBank.

To apply for loans, dial *73751*51# from the line associated with your GTBank account. Also, the QuickCredit option is available on GTBank Internet Banking, GTWorld and GTBank Mobile App.

Access Bank QuickBucks

Access Bank give quick loan offers to customers through its PayDay loan – one of the QuickBucks loan services.

Customers who have urgent demands to meet before their salary is paid can easily borrow cash before month-end. Payback is to be made over 6 to 12 months at an interest rate of 1.75% per month.


To get started with Access Bank QuickBucks, dial *90111*1#. Further, the option is available on Access Bank internet banking, Access mobile and the QuickBucks app.

Fidelity Bank FastLoans

Fidelity Bank FastLoans is for customers workers that earn salaries. They can easily get quick loans before their salary is been paid using the FastLoan service.

To use Fidelity Bank FastLoan service, dial *77008# from your line.

FCMB Bank FastCash

FCMB FastCash provides instant loans for eligible FCMB customers.

To take advantage of the FCMB FastCash, start by dialling *32911#.

Polaris Bank Salary Advance Loan

Polaris Bank salary advance loan service allows customers that are salary earners to have access to loans in cases of urgent demands.

READ ALSO  How to Check Wi-Fi Password on Windows 10

To get started with Polaris Bank salary advance loan service, dial *83312#.
EcoBank Xpress Loans

Ecobank Xpress loans scheme give Xpress Save account customers a wide range of options to choose from based on their needs and how they would like to pay later.

To get Xpress loans from EcoBank, dial *326# from your line and follow the on-screen instructions

Do you know any other bank in Nigeria that give quick loans? Let us know by leaving a comment below.

Hits: 21

Leave a Reply